Pensions remain one of the most tax efficient ways of investing and preparing for retirement. If you want to look at your own pension arrangements or find out about the possibility of providing pensions for your employees, we can help. Whether you are a business owner, employee or self employed, we can provide pension advice Halifax on all aspects of pension planning from Stakeholder Pensions to Annuities.
We offer independent pension advice Halifax to cover all your financial needs including pensions, investments, life and critical illness insurance and mortgages.
Whatever you want to discuss, you can either email Damian on the links above or call 07912 076990.
Look forward to hearing from you!
If you have some spare cash and you are thinking about investing it, then an Individual Savings Account (ISA) should be at the top of your list.
Following is some basic ISA ADVICE Halifax.
ISAs were introduced by the Labour government to replace Personal Equity Plans (PEPs), and have very good tax-free benefits.
It is important to understand that an ISA isn’t an investment. It is actually what is known as a wrapper in which you can house your savings and investments. The structure of ISAs are simple, they are made up of two elements – cash and stocks and shares.
For more detailed ISA Advice Halifax contact myself, Damian by either email on the above address or ring 07912 076 990.
Look forward to talking with you!
Investment advice Halifax is a highly specialized profession. The best service comes from those who are independent and impartial. The array of available investment products is staggering. Working them through the many options require services of people who are experts in understanding the type and combination of products is right for you.
This has never been a more appropriate to take investment advice Halifax. Are the coming years likely to see a return to steady growth and continuing recession, a period of deflation, or a period of inflation? Nobody knows, but you are adequately covered to meet all eventualities? Do you understand the full range of investment options open to you?
If you’re not sure which option to take, I must admit that sometimes you just want to talk, seek advice and that is why we offer no obligation chat with myself, Damian, a fully qualified IFA based in Halifax.
Call, email or use the chat box to connect.
Looking forward to hearing from you!
Welcome .. . .
You have found us because you are looking for sound financial advice. As a professional independent financial advisors, IFAs Halifax is authorised permission to deal with most types of financial services.
We specialize in advising our clients on a broad range of topics to help with personal and business financial planning, and ensure that we treat our customers fairly, we will listen to your needs and offer clear, no-jargon advice on the most appropriate financial products for yourself. IFA Halifax working on your behalf.
We offer services in and around the Halifax area, including Huddersfield, Bradford, Sheffield, Elland, Manchester, Sowerby Bridge, Hebden Bridge.
Please email or call for more info .. . .
A Halifax Independent Financial Adviser can help with many areas of finance. All the typical areas, buying a house or remortgaging through mortgage products. Other sectors are retirement planning, both through funding for their retirement with pension benefits and also take over annuities. Another common area is investment as a lump sum or regular contributions. Tax efficient investment is ISA. Other investment solutions can include Bonds, Investment Trusts, Unit trusts and OEICs.
As a Halifax independent financial adviser we can offer protection advice for both domestic solutions and business protection. Products we can provide a typical life insurance and critical illness cover, family income benefit, accident and health policies.
The term Independent Financial Adviser was coined to describe the advisers working independently for their clients rather than representing an insurance company or a bank.
We offer our clients clear, no-jargon advice on a wide range of financial products and services that are tailored to our clients’ personal circumstances.
Typically a Halifax independent financial adviser will conduct a detailed survey of its customers’ financial position, preferences and objectives, and this is known as a fact-find. We will then advise the appropriate steps to meet the customer’s goals, and if necessary recommend a suitable financial product to match customer needs.
Even based in Halifax as an independent financial adviser I cover other areas close to within a 45 minute drive to Leeds, Huddersfield, Bradford etc.
Whatever your requirements, contact me via e-mail to Damian on the links above or call 07912076 990
If you’re looking for an IFA in Halifax, you have come to the right place. Whether you need financial advice on mortgage, pensions, or investments we can help. The process is straight forward & like our logo says we put your needs ahead of ours. We’re an IFA service based in Huddersfield, & cover most areas close by including Halifax.
The process works in 3 parts. The first thing you can call me or ask on this page using the IFA Halifax form. Then we’ll have an initial chat to make sure I can help you with your inquiry. A personal face meeting is usually made at home. This way is more convenient for you & unlike visiting the bank or building society you don’t need to book time off work or even park the car in town.
To find out more please call or email me at the information above.
When the fact finding is completed, I usually make an appointment for a few days ahead or sometimes a few weeks ahead, depending on the product. This time I’ll implement all the necessary research & find you the best possible solution for your situation. As a Halifax IFA I’ve access to hundreds of different products & solutions tailored to your unique situation.
The most important personal face meeting is mostly to get to know about your circumstances. I’ll ask about your income & expenses, & other factual information. In addition, it’s important to know how you feel about other soft facts that can often be as important when assessing your risk profile & attitude to risk feeling.
Looking for a mortgage and live in Halifax? If so then you have 3 main choices to consider. Firstly you could visit your local bank or building society. However this limits your product choice to that of only one lender.
Another option would be to use a Halifax mortgage adviser that offers whole of market mortgages with no broker fee. A professional of this kind will normally work on a 2 appointment basis where first they will interview you and find out your requirements. On the 2nd appointment they will provide figures and various different alernatives.
As well as comparing the whole mortgage market a Mortgage broker in Halifax will assist you in the full mortgage process. They will fill in all the applications, liase with the lender, solicitor, estate agents and valuers and help the process run as smooth as possible.
If you are looking for a financial adviser in Halifax then why not use us. We can help with all areas of financial planning. Each of the areas where we can assist are shown below for pensions and investment advice we will refer you to a suitable adviser:
Mortgages – We offer whole of market mortgage advice for the Halifax area. In addition we charge no broker fee. Mortgages we can help with include Buy To Let, Commercial, First Time Buyers, Remortgages, Purchases etc.
Pensions – Whether you are new to pensions and are looking to start regular contributions or whether you have had a pensions and need a review. We offer reviews where you can assess your existing arrangements and get suitable recommendations on there performance and charging structure. Pensions will be referred to a suitably qualified adviser.
Investments – Areas of help include ISA reviews, PEP and TESSA transfers, Investment ISAs, Bonds, Unit Trusts, Venture Capital Trusts etc. Investments will be referred to a suitably qualified adviser.
Insurance – If you just need a quote on Buildings and Contents we can help. Or if you need family or income protection we offer a full range of life insurance products. Covers available through your Halifax financial advisers include Term Life Insurance, Critical Illness Insurance, Family Income Benefit, Income Protection Insurance (permanent health insurance) as well as many other types of protection.
